小额电子支付协议的应用及发展

Advances in application of electronic micropayment protocols

小额电子支付与常规电子支付方案相比,具有协议计算机和通信管理成本低的特性。类系统更适合于电信、移动通信、计量设备和网络的大宗的、低价值的信息支付业务。因此,本文通过分析现有各类小额支付方案,详细阐述了这些方案的不同构造方法、特点、现状及可能的发展趋势。

Micro-payment schemes provide lower cost of protocol computation and communication overhead than conventional ones. These systems are suitable for a considerable of low value information-payment services on telecommunications, mobile communications, metering devices and networks. Thus, their techniques, properties, states and trends are described by discussing fully several the schemes available.