信用社代办站的制度与博弈分析:晋城调查

The Investigation of the Problems of Rural Deputized Credit Institution of RCC: a Case of Jincheng

本文着重探讨了农村金融体制改革中一个长期被忽视的微观层面的问题 :农村信用社信用代办站的改革。本文以山西省晋城市为典型案例 ,系统分析了农村信用代办站目前遇到的困境 ,并进一步从制度变迁和博弈论的角度探讨了农村信用代办站制度变革的合理性与有效性 ,并对当前农村信用社改革提出了政策性建议。

This paper introduces the reform of Rural Deputized Credit Institution of RCCs (Rural Credit Cooperatives) in Jincheng of ShanXi province, and systematically analyzes the prominent problems of Rural Deputized Credit Institution. The discussion of the reasonability and effectiveness of the reform is based on the view of institutional evolution and game theory. Some policy recommendation for the reform of RCC is proposed.