浅谈入世后中小企业金融环境的自我改善

On the Self-perfection of Financial Environment of Small and Medium Sized Enterprises(SMEs) After the Entering of WTO

融资困难是妨碍中小企业持续发展的重要原因。中小企业金融环境的自我优化应从这样几方面入手 :规范中小企业的经营管理 ;建立一整套资产抵押和担保制度 ,壮大中小企业的资产抵押能力 ;提高中小企业的创新能力 ;中小企业要积极主动地争取国家及银行的金融支持。

Financing difficulty is a main barrier for continuous development of SMEs. The self perfection of financial environment of SMEs should start with the following aspects:regulating the management of SMEs, establishing a set of institutions for mortgage and insurance to strengthen the mortgage ability of SMEs,enhancing the innovation ability of SMEs, and trying to get the support from government and banks.