中国金融制度的改革回顾与创新思考

Retrospection and Some Ideas on the Reform of China's Financial System

中国金融制度改革在制度供给绝对匮乏的条件下起步 ,中经七年的准备探索、十年的制度框架构建和四年的调整、充实、深化阶段。改革的主线是从计划金融转向市场金融的制度创新。二十年金融改革推动了金融发展 ,改变了制度运行环境 ,启动了制度的需求与供给互动机制 ;中国金融改革内涵是从计划走向市场 ,从封闭走向开放 ,从数量扩张转向效益提高 ,制度创新是带全局性的 ,改革必须通揽全局。发展是永恒主题 ,改革是历史性任务 ,开放是制度转型期改革和发展的必然要求 ;2 1世纪中国金融制度创新和金融发展 ,需要认真研究金融发展的新阶段及其特点 ,结合“十五”期间中国金融发展面临的理论和实践发展的挑战 ,直面WTO ,完善金融组织体系、金融市场体系、金融监管体系和金融调控体系 ,提高金融效率 ,保卫金融安全。

The mainstream of China's financial reform is an innovative transformation from plans to markets.For 20 years,the reform in the financial field has spurted its development,changed its operational environment and motivated its demand-supply interaction system.In the 21 st century,the said financial innovation needs further research,especially its characteristic evolution in a new era.They are:theories and challenges in the tenth Five-Year Plan period,WTO problems,implementing our financial units,markets and the supervision,adjustment and control system on the purpose of increasing its effciency and security.