摘要
金融创新主要源于风险的规避和利益的最大化要求 ;目前商业银行在金融创新中存在着许多误区 ;服务的创新和与客户关系的创新是商业银行基层行最好的金融创新切入点。
The financial innovation mainly derives from the risk evasion and profit maximization. There is a mistaken cognition about the financial innovation in the commercial banks. The innovations in service and the relationship with the clients are the best financial innovation cutting point for the commercial banks' branches.
出处
《现代财经（天津财经大学学报）》
2002年第3期14-18,共5页
Modern Finance and Economics：Journal of Tianjin University of Finance and Economics
关键词
商业银行
金融创新
现实选择
Commercial Banks
Financial Innovation
Realistic Selection
