合作金融发展的国际经验及对中国的借鉴意义

The International Experience of Corporate Finance,and the Significance of its Referential Use by China

面向农村的合作金融在世界各国具有悠久的发展历史 ,90年代以来也取得了快速增长的突出成就。从国际经验来看 ,合作金融事业在各国经济发展中都发挥了积极作用 ,体现了合作金融在市场经济环境中的强大生命力;另一方面 ,各国合作金融起源和成长于互不相同的具体经济环境和历史传统的背景下 ,各国的合作金融不存在完全一致的具体模式 ,合作金融机构本身也随时间和经营环境的变化而调整。当前中国的农村合作金融发展事业可以借鉴国际经验。本文以下首先综合考察合作金融在世界主要国家和地区发展历程并概括主要发展经验 ,然后结合中国情况探讨近期内应当着重考虑解决的几个重要问题。

With a long history of development in counties all over the world, the village-oriented corporate finance has been credited with conspicuous achievements in its rapid growth since 1990s. Internationally, the experiences indicate that the corporate finance has played a positive function in the economic growth in various countries, giving expression to its bouncing vitality in the market economy; on the other hand, under the specific conditions and traditions that the origin and growth of various countries' corporate finance differ in a certain degree in concrete patterns, the corporate finance institutions themselves have undergone adjustments with the passage of time and change in operation environment. These international experiences may well be used for reference by China in the development of the present rural corporate finance. This paper, first of all, will make a comprehensive study of the history of the corporate finance in the world's main nations and regions, and sum up the cardinal experiences in growth, followed by an inquiry into......in combination with China's characteristics several major issues that we should resolve in the near future.