国际金融业混业经营趋势及对中国金融业的影响

The Trend of Mixed Operation of International Finance and The influence to Chinese Financial Business

随着金融自由化 ,国际经济一体化的日益推进 ,混业经营已成为国际金融业的发展方向。该文从市场竞争的外在压力、资本市场发展、混业经营的自身优势等方面分析了混业经营的原因。同时简要介绍了我国金融业经营体制的现状并论述了混业经营的必要性。最后就我国金融业如何应对国际金融业混业经营的趋势提出了相应的对策与建议。

With the development of finance freedom and integration of the international economy,mixed operation has become the direction of the international finance.This paper analyzes the reason of mixed operation from outside pressure in market competition,capital-market development,mixed-operation superiority and other aspects.At the same time,it introduces the present condition of financial business in China and elaborates the necessity of transformation from separated operation to mixed operation.At last,the paper points out some suggestions about how to deal with this trednd.