基于中国金融IC卡圈提业务的SET支付研究

Research on the Chnese financial IC card supporting SET 1.0 procotol based unload operation

研究中国金融IC卡如何支持SET1 0协议 ,提出了采用中国金融IC卡中电子存折的圈提业务实现对SET的支持 .采用服务器钱包方式 ,将持卡者软件分为两部分 ,不但完成SET对持卡者系统的大部分定义功能 ,还可以完成中国金融IC卡的各种认证工作 .通过分析 ,该方案对现有中国金融IC卡系统和标准改动最小 。

This paper analyzes how the Chinese ICC supports SET 1 0 protocol, and provides the protocol to finish the Chinese ICC SET payment based on electronic deposits unload transaction of Chinese financial IC specification. The cardholder system is divided into two parts: one is the cardholder client which processes the interface to the cardholder and IC card, the other is the cardholder sever which processes almost SET cardholders functions, and finishes the first host process demanded by electronic deposits unload transaction. This procotol resolves the Chinese ICC to support SET 1 0 and does not modify the standard of SET and Chinese ICC, which is very practical.