中小企业融资“瓶颈”问题及对策研究

Bottleneck" Issue Concerning Loan Floatation for Small and Medium-Sized Enterprises

中小企业在推动国民经济发展、构造市场经济主体、促进社会稳定、确保国民经济适度增长、缓解就业压力、实现国有经济战略调整等方面都发挥着不可替代的积极作用。然而 ,目前制约我国的中小企业发展的最重要因素就是资金的短缺问题。从企业发展的阶段来看 ,中小企业在腾飞之前必然要有资金的大量投入。因而解决目前我国中小企业发展的融资“瓶颈”问题尤为重要。

Small and medium-sized enterprises have played in critical role in promoting the development of national economy, forming the system of market economy and helping to maintain social stability, lessen the pressure brought by unemployment and realize the strategic of state-own Economy. However, the shortage of funds is a negative factor which restrict the development of small and medium-sized enterprises in China. At the initial stage of their redevelopment, there requires a large amount of fund. Therefore, it is an imminent task for us to settle the 'Bottleneck' issue concerning the floatation of loan.