医疗风险保险运行模式初探

Primary exploration into the running model of medical risk insurance

构想运用保险的方式分散、转移医疗风险 ,开通医疗事故险和医疗意外险两大模块保险业务 ;讨论风险筹资、经济赔付、选择承保机构等基本问题。

The authors conceive of dispersing and transferring medical risks by means of insurance. They suggest developing two modules of insurance business, including malpractice insurance and medical accident insurance. They also discuss such basic issues as risk financing, financial compensation and choice of insurance undertakers.