浅议建立养老保险基金中央调剂制度的意义

A Discussion on the Significance of Establishing the Central Adjustment System of Pension Insurance Fund

1991年国务院发布了《关于企业职工养老保险制度改革的决定》,初步形成了我国养老保险制度。经过二十多年的发展,陆续建立起了新型农村养老保险和城镇居民养老保险。2015年实现了职工养老保险与机关事业单位养老保险的并轨,使我国的养老保险开始走向均衡化。2018年国务院建立企业职工基本养老保险基金中央调剂制度,建立养老保险中央调剂基金。回顾我国养老金机制的建立过程,并对若干典型地区的养老金现状进行量化分析,探讨我国建立养老保险基金中央调剂制度的意义。

In 1991,the State Council issued the decision On the Reform of the Old-Age Insurance System for Employees of Enterprises,thus China’s initial form of old-age insurance system was established. After more than 20 years development,a new type of old-age insurance for rural residents and old-age insurance for urban residents have been established one after another. In 2015,the pension insurance for employees and public institutions was merged,which balanced the pension insurance of our country. In 2018,the State Council established a central adjustment system for basic old-age insurance funds for enterprise employees and a central adjustment fund for old-age insurance funds. This paper will review the establishment process of pension mechanism in our country,and analyze the present situation of pension in some typical areas,and discuss the significance of establishing the central adjustment system of pension insurance fund in our country.