基于互联网的供应链金融研究综述

Summary of Researches on Internet-Based Supply Chain Financing

首先对国内外有关供应链金融的研究成果进行了梳理和述评,并比较了供应链金融三个阶段的实务研究,得出传统供应链金融的不足之处;其次,通过分析基于互联网的供应链金融运作模式以及五种典型模式所存在的问题,提出了互联网背景下供应链金融实现创新和发展的四个方向;在此基础上,对互联网背景下的供应链金融研究进行了展望,指出互联网技术、信用和风险管理、金融环境等要素是未来供应链金融实现可持续发展的关键。

In this paper, we first sort out and review the research findings of supply chain financing both at home and abroad, and compare the practical research of the three stages of supply chain financing to bring out the inadequacies of traditional supply chain financing. Next, through analyzing the operation modes of the Internet-based supply chain financing and the problems with five typical modes, we propose four directions for the innovation and development of supply chain financing against the Internet background. On this basis, the research on supply chain financing against the Internet background is forecast and it is pointed out that Internet technology, credit and risk management, financial environment, etc., are the key to the sustainable development of the future supply chain financing industry.