T/T结算方式的运用及其收汇风险防范

Application of T/T Settlement Method and Risk Prevention of Foreign Exchange Collection

随着我国出口贸易的不断发展,能否及时安全收回货款是我国出口企业需要面对的问题。结算方式的选用关系到卖方的收汇安全。在我国中小外贸企业中普遍认为T/T结算方式最为安全,在实际业务中被越来越广泛采用。然而,由于电汇是商业信用,决定了在使用电汇结算方式中存在着一定的风险。提出根据客户信用选择电汇预付货款比例,投保出口信用保险,明确付款期限,控制物权凭证,选择合适的贸易术语等策略以防范T/T结算方式所带来的收汇风险。

With the continuous growth of China’s foreign trade exports,how to recover the payment in time and safely is a problem faced by China’s export enterprises. The choice of settlement means the seller’s security of foreign exchange collection. In our small and medium-sized foreign trade enterprises,T/T settlement method is generally considered to be the safest,and it is more and more widely used in practical business. However,due to the nature and characteristics of wire transfer itself,there are certain risks in the use of wire transfer settlement. Therefore,how to prevent the risk of T/T settlement is particularly important.