防范化解金融风险的政治经济学研究

Political Economy Research on Preventing and Resolving Financial Risks

金融在资本流通和经济增长中发挥着"调节中枢"的重要功能,能够促进利润率的平均化、提高资本的利用效率。但是由于金融和虚拟资本相对独立的运动规律,虚拟资本的价格容易与现实资本价值相背离,并引发金融风险。金融部门的膨胀会从生产部门转移大量利润,从而减少可用于积累和扩大再生产的剩余价值,不利于经济增长。金融风险的系统性爆发还会严重影响和拖累实体经济的发展,导致宏观经济的不稳定性和脆弱性。因此,必须加强对金融的监管和引导,促使金融服务于实体经济,严格控制经济过度金融化的趋势,防范化解金融风险。

Finance plays an important role in the regulation of capital circulation and economic growth, which can promote the averaging of profit rates and improve the efficiency of capital utilization. However, due to the relatively independent movement law of financial and virtual capital, the price of virtual capital will be easily deviated from the value of real capital and will trigger financial risks. The expansion of the financial sector will transfer large profits from the production sector, thereby reducing the surplus value that can be used to accumulate and expand reproduction, which is not conducive to economic growth. The systematic outbreak of financial risks will also seriously affect and drag down the development of the real economy, leading to macroeconomic instability and vulnerability. Therefore, it is necessary to strengthen supervision and guidance of finance, promote finance to serve the real economy, strictly control the trend of excessive financialization of the economy and prevent financial risks from being resolved.