我国中小企业债务融资研究

The Study on the SMEs Debt Financing in China

中小企业在国民经济中占有十分重要的地位 ,在欧美等发达国家是这样 ,在我国也是如此。但是由于中小企业属于弱势群体 ,其融资问题始终困扰着其发展。本文对银行体制与中小企业融资的关系以及利率管制与中小企业融资的关系进行了研究 ,最后得出了发展我国中小企业融资的一些政策建议。

In developed countries, SMEs hold a very important place in their national economies, which is the same in our country. But SMEs belong to the weak group in the economic sector, as the financing gap is always holding back the development of them. The paper analyzes the relationship between banking system, interests regulation and SMEs debt financing gap. the author finally puts forward some suggestions relating to policies.