中小企业发展之信用管理体系的构建

如何推动中小企业发展是我国正在重视和研究的一个重要课题。然而,中小企业目前普遍面临的信用问题成为制约其融资和发展的一个主要障碍。本文分析并阐述了其信用问题产生的“五个不到位”的深层原因。并有针对性地提出了规范中小企业信用行为,加强中小企业信用管理和构建中小企业信用管理体系的对策建议。

How to promote the development of the medium-sized and small enterprises is a serious issue to which our lovernment attaches special importance. However, for these enterprises, the problem of credit is so universal and se-dous that it has hindered their further development and financing. This article, starting with the analysis of the credit problem, is designed to expound the so-called 'five-out-of-place' in depth, and formulate the strategies for regulating the credit activities, enhancing the supervision, and establishing the credit supervising system of the medium-sized and small enterprises.