国外房地产抵押贷款模式的发展和比较(一)

Development and Comparison of Foreign Real Estate Mortgage Financing Modes

房地产业是国民经济发展的支柱性产业 ,在我国民众还没有达到完全购买能力之前 ,如何创新房地产的抵押贷款模式 ,不但关系到广大居民的切身利益 ,也是诸多房地产开发商和商业银行关注的焦点问题之一。综合比较研究国外房地产抵押贷款模式的发生、发展对我国房地产业有着积极的借鉴意义。

Real estate industry is a supporting industry for the development of national economy. Before the common people of our country possess full ability to buy, how to innovate real estate mortgage financing mode, that has a bearing on the vital interest of the great majority of residents, is one of the focal problems be concerned about by many real estate developers and commercial banks. Making comprehensive comparison of and research on the occurrence and development of foreign real estate mortgage financing modes provides an active reference for our country's real estate industry.