谈“入世”对中国银行业的冲击

The Shock to China's Banking Industry Brought by Access to WTO

本文认为,我国银行业的竞争力同国外银行相比还存在着巨大差距,加入WTO虽有利于我国商业银行的改革和技术、服务及业务创新,但同时外资银行的进入也会造成国内银行的客户流失、存款分流、中间业务以及人才流失等巨大冲击。

This article maintains that China's banking industry still fall far behind in international competition.Access to WTO will promote the reform and technology,service and business innovation in China's banking industry,while the entrance of foreign banks will also cause diversion of customers and deposits,and losing of intermediary banking from domestic banks.