发展补充医疗保险的形式探讨

Discussion of Forms of Complementary Medical Insurance.

目前我国的基本医疗保险制度改革以“低水平、广覆盖”为方针 ,这就决定了基本医疗保险制度是以保证基本医疗需要为目标 ,不可能完全满足多层次不同水平的医疗保障需求 ,需要建立和发展补充医疗保险来作为补充。

The principle of our basic medical insurance is low level and wide coverage, which determine that the basic medical insurance is to ensure the basic medical demand and could not meet different demands on medical service at multi-level. It is necessary to establish complementary medical insurance. This paper discusses the necessity and the forms of complementary medical insurance.