我国中小银行发展战略探讨

The Probe into the Developing strategy of Chinese Middle and Small Banks

中小银行做为我国金融机构的重要组成部分 ,由于先天不足和后天限制 ,在入世后面对外资银行和四大国有银行的竞争明显处于不利地位。积极寻求生存发展的战略手段 ,是他们在激烈的市场竞争中能够赢得生存空间的有效对策。

As an important part of Chinese financial set-up,the middle and small banks are in an obvious unfavorable position,facing double competition from foreign banks and the national banks after acceding to WTO,because of congenital deficient and postnatal restrictions.Seeking positively a developing strategy is an efective countermeasure to win a space in the keen competition.