多层次医疗保障体系中的商业医疗保险的定位

The Position of Business Medical Insurance in the Multi-pillar Medical Insurance System

商业医疗保险是多层次医疗保障体系的重要组成部分。本文拟从商业医疗保险的界定、发展商业医疗保险的必要性、我国商业医疗保险存在的问题及其原因以及我国商业医疗保险的发展前景四个方面展开论述 。

Business medical insurance is an important aspect of the medical insurance.This paper discusses the business medical insurance from four perspectives;its definition,the necessity to develop,the currant problems and the causes,and its perspective,and illustrates the opportunities and challenges the business medical insurance will face in the future.