商业银行如何面对利率市场化

How Do Commercial Banks Face the marketization of Interest Rate

我国酝酿已久的利率市场化改革已拉开序幕。利率市场化将导致商业银行经营风险的加剧。如何在未来激烈的竞争中立于不败之地 ,商业银行应在进一步开展金融创新的同时 ,抓住与外资银行竞争的机会 ,加强内部控制机制的建设 ,创建金融品牌 。

The reform of marketization of interset rate long brewed in our country has started already, and it will sharpen the management risk of commercial banks. In order to be in an invicible position, in such and intense competitive condition, is necessary for the banks to further develop financial innovation; meanwhile, to grasp the comptitive chance with foreign capital banks, strengthen internal construction,set up finacial brand and raise their own ability of precaution against risks.