中资银行资产业务现状及加入WTO的对策

The Current Situation of Chinese Commercial Banks on Assets Services and the Tactics for the WTO

本文通过对中资银行资产业务现状的具体分析 ,指出业务品种单一、创新能力不强是中资银行资产业务发展中的重大缺陷。加入WTO后 ,逐步推行混业经营、拓展资产业务种类、增强资产流动性、培育中小客户群体。

According to the concrete analysis on current situations of assets services of Chinese commercial banks, it is pointed out that the shortage on service variety and poor creativity are the major factors, which have hindered the development of Chinese commercial banks The effective measures include implementing mixed management in financial services, broadening the variety of assets services, promoting the liquidity on assets services, building up customers of small and medium scale, and developing consumer loans