降低利率的效应分析

The analysis of effects of lowing interest rates

降低利率对于刺激国内消费与投资需求、推动商业银行的业务经营与创新以及对于稳定证券市场运行等都具有一定的积极作用 ,但在我国目前的条件下 ,降低利率的上述效应不会特别明显 ,仅仅依靠降息还不能从根本上解决国内消费和投资需求不足的问题 ,也不能解决我国证券市场的长期稳定发展问题。

Lowering interest rates can have some positive effects on stimulating domestic demands for consumption and investment, promoting business operation and innovation of commercial banks, and stabilizing securities market.Such effects will not be very obvious under the current conditions in China. Only through reducing interest rates, the problem of insufficient domestic demands for consumption and investment can not be fundementally settled, nor the long term smoothy development of China's securities market can be secured.