加入WTO对中国国有独资商业银行的影响与对策

Influence of China's Entry WTO on China NationalCommercial Bank and Its Countermeasures

中国金融业是一个众所注目的领域之一。而在中国金融业中,银行业更是一个焦点。随着我国正式加入WTO,《服务贸易总协定》(GATS)和新的金融服务协议(FSA)的规定要求我国金融市场将全面开放,其中包括开放银行业、允许外资银行在我国各地设立分支机构、外资银行与国内银行享有同等待遇等。同时,根据对等原则,我国在引进外国金融机构的同时也可以走出去,向海外发展。因此,“入世”给我国银行业带来了冲击和竞争的压力,同时,也给我国银行业提供了加快发展和参与国际竞争的良好机遇。

All of world fix eyes on finance of China, Banking is the focus in Chinese finance. As China's en-try into WTO, General Agreement of Trade Service (GATS) and new Finance Service Agreement (FSA)require Chinao to open up its finance market comprehensively, including banking, Set - up of embranchmentsof foreign banks and foreign banks enjoying the are treatment with national commercial bank and so on.At the same time, based on the equity principle, China can development overseas. Therefore, 'Entry intoWTO' brings impact and pressure of competition to National banking. Synchronously, it also provides greatopportunity for us to faster development and participate in international competition.