金融全球化与我国商业银行金融创新

The Globalization of Finance and Financial Innovation of Commercial Banks in China

金融全球化在 2 0世纪 90年代有了突破性的发展 ,金融资产迅速增长 ,金融资本全球流动 ,金融机构全能化 ,金融成了现代经济的核心。金融全球化激发了全方位的国际金融创新。金融创新是现代商业银行的立命之本。面对金融全球化和我国入世后的新形势 ,我国商业银行要充分利用过渡期 ,以市场为导向 ,全力推进金融创新 ,提高国际竞争力。

The 1990's saw miraculous progress of the globalization of finance, showing rapid growth of financial capitals, its worldwide flows, full-scale business of financial agencies, so finance comes to be a core force in modern economy. Financial globalization is launching a widespread movement of international financial innovation. Because the key to existence for modern commercial banks is financial innovation, confronting with new situations of financial globalization after the entry of WTO, our commercial banks should spare no effort to carry forward financial innovation to enhance competitive force, making full use of this transition period with market-oriented strategy.