摘要
该文通过对个人经营性贷款的风险分析,从评价个人信用等级,掌握个私企业经营状况,分析贷款抵押物,加强银行内部管理四个方面,对个人经营性贷款的风险防范进行了探索.
Based on the analysis about risks of personal business loans,this article suggests some countermeasures such as setting personal credit rates,obtaining information about private enterprises' business,analyzing mortgage for loans,and strengthening internal managements in banks.
作者
章强
Zhang Qiang (Bank of Communications,Shaoxing Branch,Shaoxing,Zhejiang,312000)
