摘要
在现阶段社会信用程度依然低下,形形色色的政府干预依然存在,现代商业银行制度尚未建立和完善的背景下,我国国有商业银行信贷资产风险的控制将是一项艰巨而复杂的系统工程.文章通过剖析信贷资产风险形成的内外部因素,阐述了信贷资产风险的形成机制,提出了控制信贷资产风险的针对性措施.
It would be a complex project for 'credit assets risk control' of state-owned commercial bank under the background that the current social credit remains low, various government interferences still exists and modern commercial banking system has not been set up and finished. This article states the forming mechanism of credit assets risk and puts forward the relative methods of controlling the credit assets risk by analyzing the inner and outer elements Tesulting in the credit assets risk.
作者
陈富强
Chen Fuqiang (Zhejiagn Branck,China Construction Bank,Shaoxing Audit office,Shaoxing,Zhejiang,312000)
关键词
国有商业银行
信贷资产风险
控制
State-owned commercial bank
Credit asset risk
Control
