农村合作金融现状分析与发展对策

The Analysis of Rural Cooperative Finance and the Counter-strateqies of Development

国外合作金融近几年出现了四点新动向 ,即合作金融组织业务经营范围扩大、互助精神淡化 ,营利和商业化倾向加重 ,民主管理和自治原则受到削弱 ,在分配和股权处置上出现股权化倾向等。随着我国国有商业银行改革的深入 ,农村合作金融体制、经营状况和功能作用都出现了一系列严重问题 。

This article mainly concerns about four new tendencies in foreign cooperative financing.It analyses the current problems of rural cooperative financing existing in our country,and suggests eight counter strategies to reform and develop domestic rural cooperative financing.