8Curcuru S. , J. Heaton, D. Lucas, D. Moore. Heterogeneity and Portfolio Choice: Theory and Evidence [J]. The Handbook of Financial Econometrics, 2004, (9).
9Attanasio Oraziop P. , Lucio Picci, Antonello E. Scorcu. Saving, growth and investment: a macroeconomic analysis using a panel of countries[J]. Review of economics and statistics, 2000(8):82.
10Brian Amick, James M. McGibany. An analysis of the interest elasticity of financial asset holdings by income[J]. The Journal of applied business research, 2000(16): 39-50.