人口老龄化对实体经济的积极影响

人口老龄化在给实体经济带来消极影响的同时也带来积极影响。受人口老龄化的影响,各国不得不改革养老金制度,从现收现付向基金积累制转变。这种转变给资本市场提供了大量长期资金,促进了资本市场的完善,进而为实体经济的发展提供了有利条件。从目前来看,我国进入资本市场的养老基金有限,对金融市场的影响也有限,但随着人口老龄化的不断加剧,整个社会自我保障意识的不断增强,进入资本市场的养老基金持续增加,我国金融市场将会不断完善,从而有利于实体经济的快速发展。

Aging of the population have a negative impact on the real economy, but also have a positive impact. Affected by the impact of an aging population, various countries have to reform the pension system, from PAYG change to fund accumulation system. This shift provides a lot of long - term funding for the capital markets, promotes the improvement of capital markets and provides favorable conditions further development for the real economy have. From the current point of view, our country pension funds access to capital markets is limited, but with the growing aging population, the whole society as a growing awareness of self - protection, China＇ s financial markets will continue to improve, thus facilitating the rapid development of the real economy.