摘要
英国国家卫生服务体系与商业健康保险都具有生命力。这与清晰定位政府与市场的关系相关联。政府通过政策制定界定保障范围、保障程度,并推行服务外包;保险公司发挥寿险优势,将市场服务对象定位在高收入群体、重特大疾病保障、健康管理服务等方面。英国的这种具体定位对发展我国的基本医疗保险和商业健康保险都有启发借鉴意义。
Under the National Health System with high social welfare, the private medical insurance still flourishes in UK （the United Kingdom of Great Britain and Northern Ireland）. This status is closely related to the clear orientation of government and market. Government defines the scope of insurance coverage and the level of protection by policy making, and encourages the development of outsourcing services. Meanwhile, insurance companies take advantages of its characters of life insurance and determine the market orientation precisely. It provides health insurance for high income population, cover serious diseases, and carry out health management services for the insured. All of these can be a significant experience for the development of social insurance and commercial health insurance in China.
出处
《中国医疗保险》
2014年第1期67-70,共4页
China Health Insurance
关键词
英国
国家卫生服务体系
商业健康保险
定位
the United Kingdom
national health system
private medical insurance
orientation
