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存款波动背景下的商业银行负债与流动性管理 被引量:7

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摘要 国际金融危机以来,金融机构存款增速波动较大,有些银行部分时间内甚至出现存款负增长,存贷比考核压力较大。存款是我国商业银行资金来源的主要途径,存款波动对商业银行负债和流动性管理提出了新的挑战。文章剖析了存款波动的宏微观原因,并根据我国商业银行负债管理现实,分析其对银行流动性风险管理的挑战,提出了相关政策建议。
作者 程乐砚
出处 《金融与经济》 北大核心 2014年第7期62-67,共6页 Finance and Economy
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参考文献8

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二级参考文献14

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