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运用RAROC优化商业银行零售信贷业务管理 被引量:1

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摘要 "十二五"规划明确提出要稳步推进利率市场化改革,同时伴随着金融脱媒推进,资本约束加强,具有市场广大、低资本消耗特点的零售信贷业务正愈发受到国内各家商业银行的青睐,零贷业务的发展状况已成为商业银行可持续发展能力的重要标志。本文将从RAROC工具视角出发,尝试提出优化商业银行零售信贷经营管理的方法与路径。
作者 徐尽宇
出处 《新金融》 北大核心 2014年第7期38-41,共4页 New Finance
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