1Beaver W.H. Fhaancial Ratio as Predictors of Faika'e [J].Journal of Ac- counting Research, 1984, Vol.22: 38-59.
2Alan E.I., R.G.Haldenan and P.Narayanan. ZATE Analysis-A New Model to Identify Bankrtrptcy Risk of Cottxations[J] .Jourrml of Bankg and Fhaance, 1977, June :29-54.