摘要
20世纪30年代,受世界经济危机的影响,中国农村经济凋敝,金融枯竭,国民政府试图通过农村复兴运动,扶持农村经济,改造农村社会。在此背景下,颇受工商业发展低迷困扰的银行业主动响应政府"资金归农"的号召,把资金运用的方向转向农村,开创了战前商业银行的农贷高潮,并取得一定的成效。但终因政府管理缺位、贷放方式不合理与利润水平较低等原因,日益背离开办农贷的初衷,未能起到改善农村金融形势的作用。
In the 1930s, affected by the world economic crisis, economic depression and financial depletion occurred in rural China. Nanjing Government tried to support the rural economy and society by Rural Reconstruction Movement. Commercial banks pioneered the agricultural loans, and achieved some success in some rural area. But because of the absence of government management, incorrect method and lower profit, agricultural loans deviated from its original intention, failed to play an important role on improving rural financial development.
出处
《中国农史》
CSSCI
北大核心
2014年第4期76-85,共10页
Agricultural History of China
关键词
资金归农
农贷
近代银行
农村金融
agricultural funds
agricultural credit
modern bank
rural finance
