基于财务综合绩效的中小企业融资问题浅析

The Brief Analysis on the Issues of financing of Small and Medium-sized Enterprises Based on the Financial Comprehensive Performance

中小企业融资难已经成为制约其发展的瓶颈问题,造成中小企业融资困难的因素有很多,内部因素主要包括企业的偿债能力、获利能力、发展能力等等,但是这些具体指标反映的信息具有重叠性。文章利用主成分分析方法,剔除多余的信息,提炼出综合指标——财务综合绩效,进而研究财务综合绩效与中小企业融资的关系,从而更好地帮助中小企业选择适合的融资方式。

The difficulty in financing for small and medium-sized enterprises has become the bottleneck of restricting their devel-opment. There are many factors that contribute to the difficulty in financing for small and medium-sized enterprises, including internal factors such as enterprises’solvency, profitability, development capacity, etc. But the information reflected by these specific indicators overlaps. Using principal component analysis method, the paper eliminates redundant information, abstracts the composite indicator, that is financial comprehensive performance, then studies the relationship between the financial comprehensive performance and small and medium-sized enterprise financing so as to better help small and medium-sized enterprises to choose suitable ways of financing.