关于高校学生安全管理之校园保险适用的法律分析

Analysis on College Insurance from Legal Perspective

在高校学生安全管理中,校园保险是有效防范和转移风险的重要途径。目前我国高校及高校学生的主要保险类型包括由高校投保的校方责任险、校方无过失责任险、学生实习责任险和由学生投保的大学生城镇医疗保险、高校学生平安险、大学生意外伤害保险,不同险种的适用在法律有不同的规定。我国高校保险法律制度已明显不适应当前形势的发展,文章针对高校保险服务现状提出法律制度完善的建议。

Insurance is an important tool to prevent the risks in college student management. The insurance referring with college and students are mainly divided into two types, the type insured by college and the type insured by the students. The legal system is not a- dapted to the development of the safety management in college. Some suggestions are provided for the improvement of the legal regula- tions.