黑龙江省民间借贷法律规制研究

Research on Rules and Regulations about Private Financing in Heilongjiang

民间借贷具有解决融资难、规范民间借贷法律、打击违法犯罪行为等作用,对国民经济发展有一定的积极作用。近几年,黑龙江省民间借贷发展较为活跃,但相应的法律规制还不完善,仍存在违规经营混杂、信息监测体系不完善、法律体系缺乏等问题。黑龙江省应加快制定规范民间借贷的经营行为,健全民间借贷法律监管体系,加快推进民间借贷的立法进程,从而有效完善民间借贷法律规制,促进其健康有序发展。

Private financing contributes to economic development as it can address the difficulties of financing. As private financing in Heilongjiang develops fast, some problems have emerged like related laws and regulations to be improved, disorderly operation, and un-sound monitoring system. Heilongjiang government should press ahead with legislation of private financing to improve oversight regime of laws and regulations. By doing so, the private financing sector can develop in a healthy and orderly manner.