论企业间借贷正当性的法律分析

Legal Analysis on Legitimacy of Inter-Enterprise Loan

企业间借贷1作为我国民间借贷模式的一种,2在现实中大量存在,是我国社会经济发展的产物和经济持续发展的动力之一。本文通过对现阶段相关法律规定的梳理,分析通过对现阶段相关法律规定的梳理,分析企业间相互借贷的合法性,至少是非违法性,试图摈弃过去存在的对企业间借贷的违法性认识;同时结合企业产权制度的基本经济学理论,论述开放企业间借贷的正当性;最后,放开企业间借贷不等于放任自流,因此笔者提出几点对企业间借贷法律规制的意见;得出的结论是长期以来在计划经济体制下形成的对于企业间的借贷行为的否定性认识和司法实践中以合同无效来进行处理的一贯做法,已经不适应现今经济发展的需要,应当有条件的放开企业间借贷行为。

Inter-enterprise loan, as a model of private lending, exists extensively in reality. It is a product of our socio-economic development and one of the driving forces for sustainable economic advancement. The paper intends to abandon the past illegal cognition of inter-enterprise loan, through sorting out current relevant legal regulations and analyzing the legality, or at least the non-illegality, of inter-enterprise loan. In the meantime, based on the general economic theory of the property of enterprise, the legitimacy of open-enterprise loan to each .other is discussed. It is our belief that the opening of inter-enterprise loan does not mean laissez-faire, and therefore a few comments are made on the legal regulations of inter-enterprise loan. The conclusion is that the long-term negative understanding and judicial contract-invalid practice of inter-enterprise loan under the planned economic system, no longer meet the need of today＇ s economic development, and it is necessary to conditionally open the inter-enterprise loan.