国外成功的农村微型金融实践及其借鉴

Successful Rural Microfinance Practices in other Countries and their Experience Adaptations

印尼人民银行、孟加拉格兰明银行、危地马拉农村银行、哥伦比亚爱喜利达银行是成功的农村微型金融机构。通过分析它们的融资政策、方法以及经营特点,总结出可供借鉴的成功经验。在我国农村金融体系完善过程中,目前需要侧重发展比较缺乏的微型农村金融,借鉴国外成功的管理经验,建立起一套适合中国情的微型农村金融风险控制系统。

BRI, Grameen, BANRURAL, and ACLEDA Bank are successful rural microfinance institutions. By analyzing theirs financing policies, ways and operation characteristic, we could conclude some experiences for reference. In the process of improving rural financial system,we need to focus on microfinance which is urgently needed in China recently, to study and learn from the successful experiences abroad, thus to build a rural microfinance risk control system which is suitable for China.