余额宝对互联网金融法律监管问题之启示

Yuebao's Enlightenment on the Legal Supervisory of Internet Finance

余额宝的横空出世在金融市场引起了不小的波澜。余额宝的出现不仅为市场提供了一种新的理财选择,某种程度上甚至在悄然改变人们的投资理念,同时这种金融创新引起了监管机构的注意。本文意在通过对余额宝进行介绍分析,并结合新兴的互联网金融的相关问题,说明其对法律监管问题的启示。

Yuebo＇s sudden emergence caused a roaring influence in the financial market, which not only provide a new financial options for market, yet also literally altered people＇s investing conception to some extent, simultaneously , the financial innovation led to financial supervisor＇s attention. The essay intended to account for yuebo＇s revelation on legal supervisory via the introduction and analysis on Yuebo as well as the related issues in newly boomed internet finance.