FATF规则下寿险信托洗钱与恐怖融资风险防治

Prevention and Control of Life insurance trust money laundering and Terrorist financing risk under the FATF Rules

基于FATF有关"信托与公司服务提供者"的反洗钱及反恐融资规则框架,初步讨论了人寿保险信托可能的洗钱及恐怖融资方式与风险因素,据此提出相应的防治策略,包括坚持风险为本的反洗钱及反恐融资理念、采取针对性的反洗钱及反恐融资措施、引入MOOC教学模式创新反洗钱及反恐融资培训手段等。

Based on the anti-money laundering（AML）and counter-terrorist financing（CTF） rules framework of FATF about trust and company service providers,this article discusses the potential ML/TF ways and risk of life insurance trust（LIT）,and puts forwards several strategies against the ML/TF risk of LIT,which are to insist on risk-based approach idea of AML/CTF,to implement targeted mea-sures of AML/CTF and to introduce the education mode of MOOC to innovate AML/CTF training meth-ods.