浅议高等学校银行存款理财资金来源与原则

On Fund Sources and Financial Management Principles of Institutions of Higher Learning in Dealing with Banks

目前我国高等学校银行存款账面余额不断增大,暂时性周转资金和闲滞资金不断增多,为学校合理使用暂时性银行存款沉淀资金理财提供了可能。阐述了高等学校银行存款沉淀资金主要来源和理财原则,提出了适用于高等学校安全、稳健的理财思路与方式方法,达到增加学校银行存款的利息收入目标。

At present the bank deposit balance of the institution of higher learning in our country is increasing alongside the increase of temporary working capital and idle fund, which makes it possible for the university to rationally use temporary deposit precipitation funds. Enunciated are the main sources of the bank deposit precipitation funds of institutions of higher learning and financial management principles. A safe and steady method of financial management ideas and methods suitable for institutions of higher learning is put forward so as to meet the target of increasing the university＇s interest income from bank deposits.