资源型城市信贷结构调整优化的难点及对策——以甘肃省金昌市为例

The Difficulties and Countermeasures for Resources-based Cities to Adjust and Optimize the Credit Structure——A Case of Jinchang Cityin Gansu Province

资源型城市高度依赖于资源禀赋,单一的经济结构致使信贷高度集中,随着资源型城市经济结构的调整,信贷结构也面临优化调整的选择。本文以金昌市为例,分析资源型城市优化信贷结构的特点,探讨信贷结构优化的对策。

The resources-based cities are highly dependent on resources endowment and single economic structure leads to the highly centralized credit. With the adjustment of the economic structure of resources-based cities, their credit structure is also faced with the choice of optimization and adjustment. Taking Jinchang city as the example, the paper analyses the characteristics of re-sources-based cities’optimizing the credit structure, and discusses the countermeasures on optimizing the credit structure.