“正面清单”视角下的互联网金融监管

我国互联网金融以其快速、便捷等优势,开辟了网络支付、网络融资、网络理财和移动金融的发展模式。本文在"正面清单"视角下分析互联网金融所取得的巨大发展与成就发展与成就,发现我国互联网金融的监管严重滞后于其发展发其发展,主要体现在:监管主体缺位、监管业务缺失、监管法规缺漏、监管手段缺乏。因此,应采取健全监管体系、完善监管法规和监管手段、坚持诚信建设和严格监管督察等措施,促进互联网金融健康与可持续的发展。

With its fast, convenient advantage, China＇s Intcrnet finance opens the modes of network payment, network management and mobile finance. From the perspective of the positive list, we discuss the great development achievements of the Internet finance, and find that China＇s Internet finance supervision lags far behind its development, mainly reflected in the lack of supervision main body, supervision business, supervision laws and supervision means. Therefore, we must take corresponding measures of perfecting the supervision system, laws and means, and adhering to good faith construction and strict supervision as to promote the healthy and sustainable development of Internet finance.