城镇化进程中失地农民养老问题探析

Analysis of Life Care for the Elderly Farmers with No Possession of Land in the Process of Urbanization

近年来,随着我国城镇化发展的推进以及城市扩建步伐的加快,失地农民群体也在不断壮大,越来越多的失地农民向城市居民身份转变。农民失去赖以生存的土地后,一系列问题由此产生,其中养老问题凸显。建立和健全失地农民养老保障体系,应当以覆盖面广、保障力度高、操作便捷、效率高、成本低等作为目标,在政府主导、财政支持下,通过明确构建失地农民养老保障体系的目标,建立失地农民权益长效补偿机制,建立和健全失地农民再就业机制,实行"土地换养老型"保障,引入商业保险机制以及发挥社会组织对构建失地农民养老保障体系的作用等措施,有利于保护失地农民的合法权益,构建起失地农民养老保障体系,从而推动我国城镇化及城乡同步小康的进程。

More and more farmers give away their lands and reside in the township as China＆#39;s urbanization and expansion of the city＆#39;s progress. As a result, life care for those farmers is a big headache for the government. The government should create a sound social security system for farmers without lands, which is extensively covering, highly efficient, low cost, and easy to work. In addition, the government should set up a long-term compensation mechanism and improve the employment system for landless farmers entering on goals defined by the social security system. On top of that, the government should synergize commercial insurance services and private sectors in care for landless elderly farmers together with implementation of land for care policy. By doing so, lawful rights and benefits of farmers can be well protected and urbanization and development of moderately-prosperous society can be pressed ahead.