个人保障性住房融资再研究——基于政府财政与民间资本合力效应的实证分析

A Further Study on Financing of Personal Affordable Housing——An Empirical Analysis Based on Synergy Effect of Government Finance and Civilian Capital

为了解决个人保障性住房建设中的融资难问题,文章采用实证的分析方法,以保障性住房的融资现状为切入点,通过对保障性住房融资的文献介绍,提出了相关的融资建议,研究结果发现:通过政府财政与民间资本的合力效应,不仅有利于提高民间投资者对个人保障性住房的建设积极性,整体社会福利也会因此而增加,而且更有利于政府对民间资本投资的有序引导。

In order to solve financing difficulties in the process of the construction of personal affordable housing,the pa.per puts forward relevant suggestions for financing by adopting empirical analysis methods,taking the present situation of fi.nancing of affordable housing as the breakthrough point and making a literature introduction on financing of affordable hous.ing. The results show that： the synergy effect of government finance and civilian capital will not only enhance private inves.tors’ enthusiasm on the construction of personal affordable housing,which brings about the increase of the overall socialwelfare,but also improve government’s more orderly guide to private capital investment.