摘要
结合钱荒的产生与发展,对本轮取消贷款下限的利率市场化改革的原因及影响进行了分析,指出尽管本轮改革并不会对当前金融市场产生重要的实质性影响,但是其标志着我国未来银行体制在开发民间资本方面的重视,也意味着民间资本与私营金融机构将在未来我国的金融机制改革中得到更大的发展机会。
Under the current situation in China that the "money shortage" emerges and continually develops , the article analyzed the reform ofcanceling the interest rate floor. The article also points out that the reform 1would not take substantial effect to the current financial market , but itdemonstrates that the future financial reform would put more attention to the civilian capital , and in future, the civilian capital and private-ownedfinancial institutions would get more opportunities in financial system reform.
出处
《当代经济管理》
CSSCI
2015年第2期94-97,共4页
Contemporary Economic Management
基金
天津市哲学社会科学规划项目<新型城镇化进程中的服务业集聚问题研究>(TJLJ13-004)
天津市哲学社会科学规划项目<天津楼宇经济助推生产性服务业升级联动机制研究>(TJYY13-028)
关键词
利率市场化
钱荒
民间资本
银行体系
金融监管
interest rate marketization
money shortage
civilian capital
financial system
financial supervise