浅谈农业灾害保险的改进

本文依据？贵州省2012年政策性农业保险统颁条款？提出了现行农业灾害保险的不合理性，并作出了相应改进，通过建立保险费率模型实现了对贵州省不同地区保险费率的调整，从而找到了不同地区的保险费率和保险方案，提高了农业灾害保险的可行性，并将此模型推广到全国其他省份。

According to the terms of policy-oriented agricultural insurance system in guizhou in 2012 awarded the／＆quot;irrationality of the current agriG cultural disaster insurance is put forward,and made the corresponding improvement,through the establishment of the insurance premium rate model realizes the different regions in guizhou,which found in different parts of the premium rate and the insurance plan,improve the feasibility of agricultural disaster insurance,and this model is extended to other provinces across the country.